Health financing policy
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The way a health system is financed is a key determinant of population health and well-being. This is particularly true in the poorest countries where the level of spending is still insufficient to ensure equitable access to needed health services and interventions. In many countries the price of health care services still pushes many people into poverty. Governments in the richer countries also constantly struggle with the question of how to raise sufficient funds to meet the ever increasing demands of their populations for quality health services.
All countries must make decisions about how best to raise sufficient funds for health, how to pool them together to spread the financial risks of ill health, and how to ensure they are used effectively, efficiently, and equitably. Countries make different decisions in each of these areas, so the resulting financing systems vary in areas such as the mix between taxes and insurance, and between public and private funding and provision.

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